Loan Products

Lending in Eastern PA and Western NJ

Whether you are looking to acquire your next fix and flip property, or leverage the equity in your current rental portfolio, Conquest Funding can make it happen with our quick credit approvals and fast closings.

We offer short-term financing to acquire your fix and flip property with as little as 10% down on the purchase price and finance 100% of the rehab cost.

You can leverage the equity in your current rental portfolio to fund additional business activities. If you are building your rental portfolio for the long term, the 30-year fixed rate program is the perfect solution.

Fix and Flip, Fix to Rent, Buy to Rent, Cash Out, Bridge, Refinance, Purchase

Up to 12-Month Term

Loan Amount from $50,000 to $500,000 (higher loan amounts available on case-by-case basis)

Finance 90% of purchase price, 100% of rehab cost

AVR (After Rehab Value)
LTV 65% (70%-75% case-by-case basis)

Interest-Only Payments

No pre-payment penalty

Refinance LTV 65% of appraised value (higher LTV on case-by case basis)

Long Term Financing, 1-4 Family Investment Property

360 Month Term

Loan Amounts from $75,000 to $1,000,000

Purchase or Refinance

Minimum Credit Score 650

First Mortgage

Up to 80% LTV

Escrow Property Taxes and Insurance

No Income Verification (Need Leases Only)

6 Months PITI Reserve

Property Debt-to-Income
Max of 90%
Calculate Principal, Interest, Taxes Insurance, and Association Dues (if applicable), divided by Monthly Rental Income

Pre-Pay Penalty
3% year 1
2% year 2
1% year 1

1-4 Family Residential Construction Loan

6-18 Month Term

Loan Amounts from $100,000 to $500,000

Construction Only Loans
Borrower owns or purchases lot

No Land only purchase

100% of construction costs

65% LTV after construction value (higher LTV on case-by-case basis)

Experienced contractor only

Can roll all costs into loan if conforms to LTV requirements

Small Balance Commercial Multi Family (5+ Units)

Loan Amounts from $200,000.00 to $3,000,000

Purchase or Refinance

Call for Program Details

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